SECTIONS – WOMEN – SCHEMES – Continue

1]Beti bachao beti patao

Celebrate the Girl Child & Enable her Education

Background

The trend of decline in the Child Sex Ratio (CSR), defined as number of girls per 1000 of boys between 0-6 years of age, has been unabated since 1961. The decline from 945 in 1991 to 927 in 2001 and further to 918 in 2011 is alarming. The decline in the CSR is a major indicator of women disempowerment.

coordinated and convergent efforts are needed to ensure survival, protection and empowerment of the girl child, 

About the scheme

  • This is a joint initiative of Ministry of Women and Child Development, Ministry of Health and Family Welfare and Ministry of Human Resource Development.
  • This is being implemented through a national campaign and focussed multi sectoral action in 100 selected districts low in CSR, covering all States and UTs

Objectives of the scheme

  • Prevention of gender biased sex selective elimination
  • Ensuring survival & protection of the girl child
  • Ensuring education and participation of the girl child

2]Suganya Samridhi yojana

  • Launched on 22 January 2015
  • Small savings instrumet for the girl child
  • Account can be opened in a post office or a public sector bank

Who is eligible?

  • Girl child only
  • Child should be Indiancitizen
  • Age limit: On the date of opening the account, the child’s age should be 10 years or younger

Who can Invest?

Parent, or Legal Guardian of the eligible Girl child

Investment limit:

  • In 1 year, minimum Rs 1000/-needs to be invested., thereafter in multiples Of 100/-
  • Maximum of Rs 1,50,000/-can be invested
  • Deposits can be made in lump-sum or spread out manner
  • No limit on number of deposits either in a month or in a financial year

Operation of the account:

  • The account will be opened and operated by the guardian of a girl child till the girl child, in whose name the account has been opened, attains the age of 10 years
  • On attaining age of 10 years, the girl child may herself Operate the account

Tenure:

  • Deposit needs to made until 14 years from opening of account
  • Deposit under scheme will mature 21 year after opening of the account

Withdrawal:

  • No Premature Withdrawal is permitted
  • However, maximum up to 50% of deposit amount can be withdrawn for marriage or higher education of girl child, once she reaches 18 years of age

Termination:

  • Scheme Tenure is 21 years from date of opening, or when the marriage of the girl child happens; whichever happens earlier
  • Account will compulsorily have to be closed after marriage of the girl child
  • In case after maturity of the account (21 years) the girl child does not marry, and if account is not closed after maturity, balance will continue to earn interest as specified for the scheme from time to time

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